*Outstanding loan portfolio (‘OLP’) includes off-book Business Correspondence (‘BC’) loans and Direct Assignment loans, excludes interest receivable, unamortized loan processing fees, and deducts modification losses and ECL provisions from Gross OLP.
As at 31 December 2020 (FY 2020 audited)
WHO WE ARE
International microfinance institution
Active in thirteen countries in Asia and Africa.
What drives us
Financial inclusion and Female empowerment
Service female entrepreneurs in the lowest segment of society with little or no access to credit, empowering women through business loans.
WHY WE EXIST
Approximately 338 million low-income adult women in the Group's existing countries of operation.
WHAT WE DO
Low risk lending
Responsible lending exclusively for income generation.
HOW WE DO IT
Low cost operations
Proven ASA model with decentralized branch network, proprietary IT platform, and strong internal controls.
WHERE WE DO IT
Track record of successful international replication with industry leading repayments.