Where we operate
ASA International operates in three countries in South Asia: India, Pakistan and Sri Lanka.
*Outstanding loan portfolio (‘OLP’) includes off-book Business Correspondence (‘BC’) loans and Direct Assignment loans, excludes interest receivable, unamortized loan processing fees, and deducts modification losses and ECL provisions from Gross OLP.
As at 31 December 2020 (FY 2020 audited)
Please see below for our subsidiaries:
Microfinance in South Asia
While the communities we serve in India and Pakistan are similar in terms of demographics, population density, religious denomination and male-female relationships, certain differences remain.
In Pakistan, we observe tighter community relationships and therefore smaller group sizes. This is offset by the custom in the microfinance sector in Pakistan to have monthly group meetings and collection, whereas weekly group meetings remain more common in India and Sri Lanka.