CEO statement

Delivering financial inclusion at scale

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Chair's statement

Driving transformation, delivering growth

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"It is our financial success that allows us to maintain and expand our mission and footprint."

Guy Dawson, Chairman

Our strategy

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Our key differentiators

What makes us different

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Key Documents


1 PAR refers to ‘Portfolio at Risk’. PAR>30 is the percentage of outstanding customer loans with at least one instalment payment overdue 30 days, excluding loans more than 365 days overdue, to Gross OLP including off-book loans.