Where we Work
ASA International operates in three countries in West Africa: Nigeria, Ghana and Sierra Leone.
*Outstanding loan portfolio (‘OLP’) includes off-book Business Correspondence (‘BC’) loans and Direct Assignment loans, excludes interest receivable, unamortized loan processing fees, and deducts modification losses and ECL provisions from Gross OLP.
As at 31 December 2021 (FY 2021 audited)
Please see below for our subsidiaries:
Microfinance in West Africa
The operating environments in all three countries have certain similarities, including the political climate and challenging macroeconomic conditions.
We operate with a deposit-taking licence in Ghana and Nigeria and are regulated by the central bank. Sierra Leone, which only commenced operations in 2016, offers credit only