Where we Work

West Africa

ASA International operates in three countries in West Africa: Nigeria, Ghana and Sierra Leone.

0.43m

Clients

452

Branches

USD72.4m

OLP*

_{*Outstanding loan portfolio (‘OLP’) includes off-book Business Correspondence (‘BC’) loans and Direct Assignment loans, excludes interest receivable, unamortized loan processing fees, and deducts modification losses and ECL provisions from Gross OLP.}

_{As at 31 December 2023 (FY 2023 Unaudited)}

Please see below for our subsidiaries:

Nigeria

Ghana

Sierra Leone

Microfinance in West Africa

The operating environments in all three countries have certain similarities, including the political climate and challenging macroeconomic conditions.

We operate with a deposit-taking licence in Ghana and Nigeria and are regulated by the central bank. Sierra Leone, which only commenced operations in 2016, offers credit only