29 January 2026
Our Q4 and full-year 2025 performance together demonstrate the resilience of our operating model and show that our refined strategy and strengthened leadership are beginning to deliver tangible results.
Gross Outstanding Loan Portfolio increased to USD 628.4m, up 13% compared to Q3 2025 and 37% year-on-year, driven by continued growth in Pakistan, Uganda, Tanzania, and Kenya. This momentum was accompanied by further improvements in loan portfolio quality, reaching 1.8%, an improvement of 0.2 percentage points compared to the previous quarter.
Against this backdrop, profits in 2025 doubled to approximately USD 57m, compared to USD 28.5m in 2024.
We also continued to build on the successful digital transformation in Ghana, while intensifying preparations for the upcoming core banking system migration in Tanzania.
These results are, above all, a reflection of the commitment and professionalism of our teams across ASA International, and the continued trust placed in us by our 2.8 million clients.
