24 September 2025
We’re proud to share a strong first-half performance that highlights the strength of our operating model and the commitment of our teams across markets. Loan portfolio growth and resilient credit quality have translated into a near-doubling of profitability, enabling us to increase capital returns to shareholders.
We also launched ASA LifeCare, a pioneering microinsurance partnership now active in Uganda, Kenya and Nigeria. For just USD 0.30 per month, clients can access credit, life and health protection - a product we expect to strengthen client retention while adding non-interest income.
Looking ahead, we remain focused on scaling demand-driven growth, improving branch productivity, and advancing our digital transformation with core banking rollouts in Ghana and Tanzania. With strengthened leadership across ASA International, we are confident in delivering sustainable financial inclusion and long-term shareholder value.
