Core Banking System (CBS) – Building Resilience
- A robust CBS is essential to scaling our client base and meeting regulatory standards.
- The new Temenos-based system replaces the legacy platform, providing greater reporting accuracy, audit rigour, and licence readiness.
- Its modular design allows seamless integration with digital services and adaptation to regulatory changes, such as the move towards Islamic banking in Pakistan.
Digital Financial Services (DFS) – Driving Sustainable Impact
- DFS streamlines operations by eliminating manual processes for staff.
- It creates a client-friendly digital interface, making financial services more accessible and transparent.
- By reducing fraud risks and increasing efficiency, DFS ensures both stronger protection and better service.
Rollout Approach
- Following the successful CBS launch in Pakistan, structured rollouts are planned for Ghana and Tanzania.
- These markets were chosen for their size and strategic importance: Ghana as a microfinance bank and Tanzania as a microfinance institution.
- Lessons learned here will guide expansion into other key markets, including Kenya, Nigeria, Uganda, and Rwanda.